September 2008: Fish-heid McMoonface lays into the “spivs and speculators” targeting the soundly-based HBoS (or so he said) and FSA for not intervening.
April 2013: the FSA concludes that HBoS had been undermined by a colossal failure of management by James Crosby, Andy Hornby and Dennis Stevenson; and recommends that they be barred from holding a City job again.